Annual Family Budget

What it is

Twelve monthly dashboards under one annual view, so a bad February is visible in March rather than next January. Income and outgoings split by category, sinking funds for the costs that only look like surprises, a debt calculator, a net-worth line and an investment forecast — all feeding the same annual total. The 50/30/20 tab is there if you want a rule to argue with; ignore it and the sheet still works.

What is inside

1. 01Twelve monthly dashboards rolling into one annual total
2. 02Bank-account tracker across current, savings and credit
3. 03Sinking funds, so the annual bills stop ambushing you
4. 04Debt calculator and net-worth tracker on the same page as the budget
5. 05Investment forecast and no-spend challenges
6. 06Automated calendar that marks what falls due when

How it reaches you

01

You pay once

Visa or Mastercard, on our own checkout page; the card details go straight to the card processor. No account is needed to buy: once you have paid we email your receipt with a sign-in link inside, and what you bought is listed in your account.

02

Google makes the copy

You land on Google’s own “make a copy” screen. The new file is created inside your Drive, on your account, not ours.

03

It stays yours

From that second we cannot open it, edit it, or take it back. A refund stops future downloads from us; it never reaches into your Drive.